Career/Internship Opportunities

Extraco Banks in Waco is looking for a customer focused, goal oriented individual with strong analytical and communication ability to join our team of Credit Management professionals.  This is an entry level position into the lending department for a person interested in a career in banking.  This individual will primarily focus on the Bank's lending function by assisting lenders with the tracking, reporting and contact with our delinquent accounts, but will also be asked to begin learning all aspects of the lending function in order to maximize their growth potential with our company.

POSITION:                       Credit / Lending Associate (Full-Time)

RESPONSIBILITIES:

The primary focus is supporting the Bank's lending function.  This is accomplished through managing the collection of consumer past due loans, the liquidation of repossessed assets, and the efforts to collect charged off loans, deficiency balances and judgments.  The position will also assist and become knowledgeable about the operations in all departments of the Credit and Lending areas in order to prepare for advancement in these departments.

DUTIES:

1.       Maintaining and tracking reports associated with past due accounts, charge-offs, judgments, etc, and ensuring the accuracy of these reports.

2.       Initiating telephone contact with delinquent borrowers in an attempt to make payment arrangements.

3.       Coordinating collection and/or repossession activity with servicing officer when the need arises.

4.       Coordinate legal filings or workouts on any deficiencies.

5.       Coordinate the process with the bank's attorney when customers file bankruptcy and monitor the process in order to maximize the bank's return.

6.       Assist in disposition of repossessed assets.

7.       Assist lenders with collateral inspections when needed.

MINIMUM QUALIFICATIONS & SKILL SETS:

1.       Bachelor's degree with emphasis in Finance, Accounting or Economics.

2.       Strong aptitude for development of analytical and underwriting expertise.

3.       Strong verbal and written communication skills

4.       Computer literate, with emphasis on Microsoft Excel and Word.

Qualified candidates interested in exploring the above career opportunity are encouraged to mail a cover letter and resume to:

Extraco Banks

Human Resources Department

P.O. Box 21717

Waco, Texas  76702-1717

Or email to:  recruiting@extracobanks.com